Stock backed financing · Lima, Peru
Explore stock backed financing for business expansion, equipment purchases, real estate acquisitions, working capital, and other opportunities. Your shares may qualify as collateral for a substantial loan.
Have questions about your shares? Contact us for a confidential consultation. [email protected]
Shares in. Capital out. Your position stays pledged, not sold.
What can you finance?
People borrow against stock because they have something specific to accomplish. Here is what that can look like.
01 / 05Private aviation
An aircraft purchase is a large, lumpy expense. Rather than selling a long held position to raise it, you may be able to borrow a portion of its value and keep the shares pledged as collateral.
IllustrationUS$8M in eligible shares · about US$4.8M illustrative financing
02 / 05Heavy equipment
Excavators, loaders, haul trucks and production machinery can be financed against eligible stock, so a construction, mining or logistics business can take on a new contract with its own equipment.
IllustrationUS$2M in eligible shares · about US$1.2M illustrative financing
03 / 05Real estate
A commercial building, a warehouse, an office floor or a residence. When a property comes up and the timing matters, a stock loan may let you move without waiting to sell shares.
IllustrationUS$10M in eligible shares · about US$6M illustrative financing
04 / 05Acquisitions
Buying a competitor, a supplier or an operating business usually needs capital on a deadline. Borrowing against a listed position may help fund the purchase price or close a gap in the financing.
IllustrationUS$25M in eligible shares · about US$15M illustrative financing
05 / 05Business expansion
A new production line, a second plant, more inventory or a new market. If much of your wealth sits in listed shares, they may be able to fund the growth of the business you run.
IllustrationUS$5M in eligible shares · about US$3M illustrative financing
Working capital
Pay suppliers, carry inventory through a busy season or cover operating costs while receivables come in. Eligible shares may support a working capital facility.
Every use of loan proceeds is subject to lender requirements, the loan agreement and applicable regulations. No particular use, including aircraft or residential purchases, is automatically permitted.
Real financing examples
Six hypothetical scenarios, each using the illustrative 60% loan to value. Choose one to see how it might work.
Scenario 03An investor holds
$10,000,000
in eligible publicly traded shares
Illustrative financing at 60%
$6,000,000
Potential uses
Purchase a commercial building, warehouse, office property or industrial facility.
These are hypothetical illustrations using a 60% loan to value. They are not actual transactions, approved loan amounts or guaranteed financing terms. Real amounts depend on the specific securities, underwriting and lender approval.
Stock loan calculator
Move the scale or type the exact value of your shares. The estimate applies an illustrative 60% loan to value.
The scale widens as values grow, so smaller portfolios can be set precisely.
Quick select
Your shares
$10,000,000
Illustrative loan to value
60%
Potential financing amount
$6,000,000
Imagine what $6 Million in potential financing could help you accomplish.
Have a specific purchase or business opportunity in mind? Tell us what you want to finance.
Financing estimates are illustrative only and are not loan offers. Actual loan amounts, eligibility, collateral requirements and terms depend on lender underwriting and approval.
Borrow or sell?
Raise funds for a purchase or project while your eligible shares serve as collateral instead of being sold on the market.
Depending on the loan structure, financing may let you keep certain economic exposure to holdings you believe in.
Put the proceeds toward eligible uses such as business growth, equipment, property or an acquisition.
A large position in one listed company can represent significant wealth that is not otherwise available as cash.
Terms may be structured around the specific securities, the portfolio and what the transaction requires.
Borrowing is worth weighing against selling shares, a traditional bank loan or other sources of capital.
A stock loan is real debt secured by real collateral. Before you borrow, be clear on these:
You can lose the collateral
If you do not meet the loan terms, the lender may keep or sell the pledged shares.
Share prices move
If the stock falls, you may need to add collateral or repay part of the loan, or shares may be sold.
Financing has a cost
Interest and fees reduce the benefit. Compare the full cost with selling or other financing.
Tax and legal effects vary
Borrowing does not always avoid taxes, preserve every shareholder right or guarantee you keep the shares. Get independent tax and legal advice.
Have Shares Worth $1 Million or More? Let's Discuss Your Options.
Request a Confidential ConsultationHow stock loans work
01
Your shares
Eligible listed equities, pledged as collateral
02
Financing
A loan advanced against part of their market value
03
Your next opportunity
Capital for an eligible purchase or business goal
Collateral, not a sale. How the shares are held, and whether title or custody changes, depends on the loan agreement.
Step 01
Share the company or ticker, the approximate value of your position and what you want to finance. No documents are needed to start.
Step 02
The shares are reviewed for liquidity, trading volume, volatility, concentration and any restrictions on transfer.
Step 03
If the position appears suitable, potential loan to value, duration, pricing and custody arrangements are discussed.
Step 04
Approved transactions proceed through identity checks, anti money laundering review, legal documentation and funding.
Ready to Expand Your Business?
Explore Your Financing OptionsSecurities eligibility
Shares listed on the Bolsa de Valores de Lima may be reviewed, as can securities listed on major international exchanges, subject to the lender, the jurisdiction and applicable regulations. Every position is assessed individually.
What a review looks at
Restricted, locked up or otherwise encumbered shares require individual legal and lender review. We cannot say in advance whether they can be used as collateral.
Any financing for shareholders in Peru is subject to the transaction structure, applicable Peruvian requirements and lender approval. South America Stock Loans is independent and not affiliated with the Bolsa de Valores de Lima.
Not Sure Whether Your Stock Qualifies?
Frequently asked questions
A stock loan is financing secured by eligible publicly traded shares. You pledge the shares as collateral and receive a loan for a portion of their market value, which you repay under the agreed terms.
Often, yes. Some securities backed financing structures let you borrow against eligible holdings without an immediate outright sale. What happens to the shares during the loan depends on the terms of the transaction.
It depends on the market value of the portfolio, its liquidity and concentration, which securities are eligible, and the lender's requirements. This website uses a 60% loan to value only as an illustration. Actual amounts may be lower or higher.
Ask Us About Your SharesPublicly traded shares with transparent pricing and consistent trading volume are most likely to be considered. The exchange, liquidity, any ownership or transfer restrictions and the lender's underwriting all matter, and not every listed security will qualify.
Ask Us About Your SharesShares listed on the BVL may be reviewed. Eligibility is decided position by position and is never guaranteed.
Ask Us About Your SharesCertain internationally listed securities may be considered, depending on the exchange, the jurisdiction, the lender and applicable regulations.
Common purposes include business expansion, machinery and equipment, commercial real estate, acquisitions and working capital. Permitted uses are set by the lender, the loan agreement and applicable law.
Not necessarily. It depends on the legal and collateral structure. Some loans use pledged shares held in custody, while other arrangements may involve different transfer or custody requirements. The loan agreement sets out exactly what happens to your shares.
In certain structures, the lender's recourse may be limited to specified collateral, depending on the agreement and applicable law. Not every stock loan is nonrecourse, and the terms of each agreement control.
A falling share price can create a collateral shortfall. Depending on the agreement, you may need to post more collateral or repay part of the loan, and the lender may have the right to sell pledged shares. Other contractual consequences may also apply.
Duration depends on the lender and the transaction. Terms are discussed during the review of your specific position.
Pricing depends on the specific transaction, including the securities, the loan size and the structure. Rates can only be discussed after an individual review.
Timing depends on the securities review, underwriting, compliance checks, documentation and approval. We cannot guarantee a funding timeline, but a first conversation can happen quickly.
These may be eligible uses, depending on the financing agreement and the lender's requirements.
To begin, just the company name or ticker, the approximate value of your position and your contact details. More information is requested only if the review moves forward.
Ask Us About Your SharesOur calculator starts at US$1 million for illustration. Whether a smaller or larger position can be financed depends on the securities and the lender, so ask us about your specific holding.
Ask Us About Your SharesAvailability depends on the borrower, the securities, the transaction structure, applicable Peruvian requirements and lender approval.
Fill in the short consultation form below or email us. Tell us about your shares and what you want to finance, and we will contact you to discuss your options.
Still Have Questions About Your Stock?
Request a Consultation
Confidential consultation
A short inquiry, not a loan application. Share a few details and we will contact you to discuss what your shares could finance.
